Introducing The Bankroll Engine
Seven professional staking methods and nine one-tap staking plans. A pre-race price movement reader that flags the steamers and drifters. Dutching, accas, Betfair lay tools, safety rails and a full bet tracker - in one app that opens on any phone, tablet, PC or Mac in a second and works with any bookmaker or exchange you already use.
Get The Bankroll Engine - £19One payment. No subscription. 30-day money-back guarantee.
Stop press
New for racing: type a horse's price at 10, 3 and 1 minutes before the off and the engine tells you whether the money is coming for it - or leaving it - and hands you the back or lay stake in one tap. See it below.
Dear fellow punter,
Let me ask you a question that most betting sites never ask, because the honest answer costs them money.
How did you decide what to stake on your last bet?
Not what to back. What to stake. The number you typed into the slip.
If you're like most punters - and I was for the best part of a decade - the answer is something like "a tenner, because it's always a tenner", or "twenty, because I fancied it", or the one that really hurts, "double, because I needed to get Saturday back".
Here's the thing I learned the hard way, and it took me until 2015 and one very expensive lesson to learn it:
The stake is the bet. Picking winners is the easy half. What you put on each one is what decides whether you end the year up or down.
I once ran £100 into more than £5,000 in a matter of days. Crazy staking, every sport going, and it worked - right up until it didn't. I tried to double it and lost the lot. I'd already spent it in my head. I know exactly how that feels, and I'd bet a fair few of you reading this do too.
What turned it around wasn't a better tipster. It was a spreadsheet. A boring, unglamorous staking spreadsheet that told me what to put on each bet, took the decision away from my gut, and made me stick to it. Fifty straight days I followed it. Consistent, steady, profitable - averaging about a point a day, and letting a small bank grow itself.
That spreadsheet has been the engine under everything I've done since. The Bankroll Engine is that decade of staking discipline rebuilt as a proper app - one you can open on your phone at the track, at the pub, or on the sofa at ten to three on a Saturday - with a racing tool bolted on that I genuinely wish I'd had twenty years ago.
And because I want every punter who's ever chased a loss to have it, it costs £19. Once. That's it.
What you're getting
Open it, pick your sport, type the odds. The engine looks at your bank, your staking method, your safety rails, and what's already happened today - and hands you the stake in big turquoise numbers.
Underneath it shows you the return, the profit, and what your bank looks like if it wins and if it loses, before you've risked a penny. Log the bet with one tap. Mark it Won or Lost when it's run. Your bank updates and your next stake is already worked out.
2.5% of current bank (£1,263.26)
The Stake tab. Odds in, stake out, and the bank shown both ways before you commit.
The engine room
Every one of them fully adjustable. Switch between them whenever you like. Run different methods on different banks side by side and let the results tell you which suits you.
Same stake every bet. Simple, calm, and the honest way to test a tipster or a system.
The classic bank builder. Stake 2% (or whatever you choose) of the bank as it stands, and let compounding do the heavy lifting.
Decide what you want to win - £20, or 2% of the bank - and the engine stakes whatever gets you there at the odds. A hard cap keeps short prices honest.
Stakes based on your highest ever bank, so a losing run never shrinks them. The pros' answer to "don't give it back".
Rate every bet 1 to 10. Strong fancy, ten points. Speculative, one point. Your confidence sets the stake automatically.
Sized to win back the cycle's losses plus your target profit - with a hard cap and a give-up rule built in, because we've all seen what happens without them.
Step up the sequence after a loss, two steps back after a win, capped where you say. Popular with racing punters for a reason.
Plus a compounding on/off switch, so you decide whether stakes grow with the bank or stay pinned to your starting figure.
New: one-tap staking plans
Staking is the part most punters never get round to, because it feels like homework. So we did the homework.
The Plans tab holds nine ready-made staking plans, each one a complete setup: the method, its settings, compounding on or off, and the safety rails that suit it. Every plan says in plain English who it's for, how it behaves, and how risky it is. Tap it and your bank is configured. That's the whole job.
Run a plan as it comes, or open Setup and fine-tune any number in it. Run different plans on different banks. Change your mind on a Tuesday and switch - your bets and results stay exactly where they are.
Your actual bank is £1,263.26. Replays ignore daily limits and floors so you can see each plan's full behaviour.
Good for: Following a tipster or building a bank slowly and safely.
2% of the current bank on every bet, compounding on. Daily loss limit 10%, bank floor at half the starting bank.
Good for: Punters who think in "I want to win £20 a bet" rather than in stakes.
Stake whatever wins 2% of the bank at the odds, capped at 10% of the bank so short prices cannot run away with it.
The Plans tab: the replay table at the top, then the nine plans with one-tap Use buttons.
Here's where it gets clever. Once a bank has five settled bets in it, the Plans tab takes every bet you've ever logged - your odds, your results, in order - and replays them under all nine plans from the same starting bank. Then it ranks the plans by where your bank would have finished, with the profit and the worst dip along the way for each one.
Think about what that means. You've been backing your football picks at a flat tenner for a year and you wonder whether percentage staking would have done better. Tap Plans. There's the answer, in your own numbers. You follow a racing tipster with a 30% strike rate and you're curious whether Fibonacci would have ridden the losing runs. There's the answer. Not a theory from a betting forum - your bets, re-staked nine ways, with the drawdown shown so you can see the price of the extra profit.
On the sample bank in the screenshot, the same 36 bets finish anywhere between £1,110 and £1,599 depending only on the staking plan. Same selections. Same odds. Same results. The only difference is what the punter put on each one - which is the whole point of this product, and the thing most people never see proved in front of them.
Same bets, £489 apart. Staking is not a detail. It is the difference between a hobby and an income.
The racing edge
If you only read one section of this page, make it this one.
Anyone who's stood by a track bookmaker, or watched the Betfair screen in the last few minutes before a race, knows the feeling. A horse that was 4/1 at breakfast is suddenly 5/2. Another that opened favourite is drifting like a barge. The money knows something.
The trouble is, in the heat of the last three minutes, with six prices moving at once, it's almost impossible to hold it all in your head and act on it before the flag drops. So most punters watch it happen and back the horse they'd already decided on.
The Moves tab fixes that.
Golden Horn 4.00 into 3.00 with most of it late - a strong steamer. Sea Breeze 2.00 out to 2.80 - a strong drifter. Two bets, worked out in seconds.
Let me show you the kind of afternoon this tool is built for. This is an illustration, not a promise - a Saturday at a decent meeting, six races, a £500 racing bank running at 3%, and a punter doing nothing more than typing prices and following the engine's read.
| Race | The read | Action | Stake / liability | Result | P&L |
|---|---|---|---|---|---|
| 1.50 | Favourite 2.00 out to 2.80 late | Lay the drifter at 2.80 | £15.00 liability | Lost the race | +£8.17 |
| 2.25 | Nothing moving | No bet | - | - | £0.00 |
| 3.00 | 4.00 into 3.00, most of it late | Back the steamer at 3.00 | £15.24 | Won | +£30.48 |
| 3.35 | 6.00 into 4.50 | Back the steamer at 4.50 | £16.15 | Lost | -£16.15 |
| 4.10 | Second favourite 3.50 into 2.62 | Back the steamer at 2.62 | £15.67 | Won | +£25.39 |
| 4.45 | Favourite 1.80 out to 2.40 | Lay the drifter at 2.40 | £16.43 liability | Lost the race | +£11.50 |
| Afternoon total on a £500 bank | +£59.39 (+11.9%) | ||||
Four winning reads out of five bets, one loser, and the bank is up nearly twelve percent by the time the last race is run. Do that a couple of Saturdays a month, let the percentage staking compound it, and a small fortune from a small bank stops being a fantasy and becomes a spreadsheet you can actually look at.
Will every afternoon look like that? No. Some Saturdays the market is quiet and you'll bet twice. Some days the steamer gets beaten a length. But you'll be betting with the money instead of against it, with a stake the engine sized for you - and that is a completely different game from the one most punters are playing.
And this is just the racing. Greyhound punters get exactly the same tool with Trap 1 to 6 already labelled.
I want this for Saturday - £19Instant access. Works on any phone.
For the football
Up to ten legs, each-way with proper place terms if you want it, and the combined odds shown before you place it. Type in the acca you were about to have and see the real implied chance of it landing. It's sobering - and it will save you money. The stake fills in from your bank automatically.
Two, three, five selections in the same race or match - the engine splits your stake so every winner returns the same amount, shows you the book percentage, and warns you in pink when you've built a book that can't win. Choose a total stake or a target profit and work backwards.
Pick the market from a list - home win, draw, over 2.5, BTTS, correct score, anytime scorer - and it goes straight onto the bet. Tag the tipster it came from and Results will tell you, in cold numbers, who's actually making you money.
Filled from your staking method i
Three horses dutched to the same return, book at 78.4%, stake pulled from the racing bank's method. Works identically for correct scores or first scorers.
For the exchange
Green all round - you lock in £6.31 whatever happens.
In 2007 I was mid-trade on a horse on Betfair, needed to place the counter-bet to lock in a guaranteed profit, and my internet went down. I sat there helpless and watched it. I've never forgotten the feeling of knowing exactly what I needed to do and not being able to do the sum fast enough.
Open bets sit in a "waiting to settle" strip at the top of the app, so when the race is over you tap Won or Lost and move on to the next one.
The truth teller
Most punters have no idea whether they're winning. They remember the treble that came in and forget the eleven Saturdays that didn't. The Results tab remembers everything.
Last week: £44.15 from 11 bets at 55% strike.
Two months in on the demo bank: +27% ROI, 8% worst drawdown, and the odds-band table showing exactly which prices are paying.
How powerful this gets
Most punters don't need to find more winners. They need to stop leaking on the losers and let the winners build on each other. Here is what percentage staking does with a very ordinary edge - a 55% strike rate at evens, which is roughly a 10% return on every pound staked.
| Bets settled | Flat £10 stakes | 2% of bank, compounding | Difference |
|---|---|---|---|
| 100 | £600 | £611 | +£11 |
| 250 | £750 | £824 | +£74 |
| 500 | £1,000 | £1,359 | +£359 |
| 1,000 | £1,500 | £3,690 | +£2,190 |
Illustration only: £500 starting bank, 55% strike rate at 2.00, stakes rounded. Real results vary with strike rate, odds and losing runs, and the engine's replay will show you yours.
A thousand bets is three or four a day for a year - a normal season for an active punter. Flat staking turns £500 into £1,500. The same bets, staked at 2% of a growing bank, turn it into £3,690. And that's with no price reader, no dutching, no tipster edge - just the arithmetic of not betting the same tenner when your bank has doubled.
Now stack the rest of the app on top of it:
That's what "turbocharged" means here. Not a magic system. The same betting you already do, run through an engine that makes every part of it a little better, and lets the improvements compound.
The bit that saves you from yourself
Set it as a percentage or an amount. Once you're that far down on the day, the Stake tab locks, the numbers turn pink, and the engine tells you to come back tomorrow. You'll hate it once. You'll thank it for years.
Your line in the sand. If the bank ever drops to this figure, betting locks until you consciously change it. No sleepwalking a £1,000 bank down to £200.
Loss recovery has a maximum stake and a give-up rule. Fibonacci has a maximum step. Compounding can be switched off. Nothing in this app will ever tell you to bet the house.
The status bar at the top of every screen shows your bank, your next stake, today's profit or loss, and how much room you've got left before the stop-loss kicks in. You always know where you stand before you type a single number.
Any device, anywhere
The Bankroll Engine isn't an iPhone app or an Android app or a Windows program. It's all of them, because it runs in the browser you already have. There is nothing to install and nothing that can be incompatible with your device.
Last week: £44.15 from 11 bets at 55% strike.
The Results tab on a laptop in dark mode. Chart, drawdown, weekly form and odds-band breakdown all on one screen - the Saturday-night review, done in thirty seconds.
Open the link, and it's there. Bookmark it, or drag it to the desktop, and it opens like any program. On a big screen you see the whole picture at once: the market read, the stakes, the bank, the results, no scrolling. This is where the serious Saturday work gets done - prices in the exchange on one side, the engine on the other.
Add it to your home screen once and it opens full-screen like a normal app, with its own icon, and works with no signal at all. This is the one you'll have out at ten to three at the track, typing the last-minute prices in.
Everything saves on the device you're using. To carry a bank from your laptop to your phone, tap Download backup on one and Restore on the other - a few seconds, and your whole history comes with it. Most people run the racing bank on the phone and the football bank on the laptop, and back both up on a Sunday.
2.5% of current bank (£1,263.26)
The Stake tab on a desktop screen, light mode - odds in, stake out, both outcomes for the bank shown before you commit.
Yours in seconds
Chase back losses plus a target profit, with a hard cap.
Imagine
It won't pick your bets. It isn't a tipster and it doesn't pretend to be. It won't turn a bad punter into a good one overnight, and it can't stop you overriding the stake it gives you - although it will tell you when you do.
The price reader reads the market. Steamers get beaten and drifters win, and no percentage move changes that. What it does is make sure that when you bet, you bet with the information, with a sensible stake, and with a record of what happened so you can improve.
If you want a magic system, this isn't it. If you want the tool that serious punters have been building for themselves in spreadsheets for years - only faster, prettier, and on your phone - it is exactly that.
The price
I could have made this a subscription. Every betting app out there is £9.99 a month, forever, and most of them do less than this. I could have priced it at £97 as "professional bankroll software" and it would still be fair value against what it replaces.
But I've been the punter with a losing run and an empty bank, and the last thing that punter needs is another direct debit. So it's £19. One payment. You own it. Every update I make - and there will be plenty - is yours for nothing.
Nineteen pounds. Less than the acca that let you down last weekend. And this one pays you back every time you use it.
Get started now
No subscription. No renewal. No upsell.
Open it, set up a bank, run the price reader on a few Saturdays, log your bets. If after thirty days you don't think it was worth the money, one email and it's refunded. No forms, no questions, no hard feelings.
Questions
Does it work on my phone? On my PC?
Both, and on a Mac, an iPad, an Android tablet or a Chromebook. It's a web app, so it opens in whatever browser the device already has - Safari, Chrome, Edge, Firefox. On a phone, add it to your home screen and it behaves like a normal app, icon and all, and works with no signal. On a PC or laptop, bookmark it and it opens like any program.
Do I need an account or a login?
No. Your bets and settings save on your own device. Nothing is uploaded anywhere. There's a one-tap backup file if you change phones or want a copy on your laptop too.
Does it work with my bookmaker or exchange?
With all of them. The engine tells you what to stake and tracks the result; you place the bet wherever you like. The lay tools assume an exchange (Betfair, Smarkets, Betdaq, Matchbook) and let you set the commission.
I only bet on football. Is the racing stuff wasted on me?
Not at all - the staking engine, accas, dutching, tracker and safety rails are the heart of it for football punters. The price reader is there for the day you fancy a Saturday at the races. Plenty of buyers will be the other way round.
Can I use it to follow a tipster?
That's one of the best uses. Set up a bank for each tipster, tag their bets, and Results tells you exactly what each one is worth to you. Percentage staking with compounding on is the standard way to follow a service.
What size bank do I need?
Any size. It's percentage based, so it works identically on £50 and £5,000. Set your starting bank and it does the rest.
How does the pre-race price reader get the prices?
You type them in from the exchange or the bookmaker screen at each check - 10 minutes, 3 minutes and 1 minute out by default, or whatever tiers you set. It takes about ten seconds per check. The engine does everything else, and prices save as you go so you can put the phone in your pocket in between.
I don't know anything about staking methods. Where do I start?
The Plans tab. Tap Steady 2% and you're running a sensible, low-risk plan with the safety rails already set, and you never need to open Setup. When you've settled a few bets, the replay table will show you whether another plan would have suited you better.
Is the loss recovery method safe?
Safer than anywhere else you'll find it, because it comes with a hard cap on the stake and a give-up-and-reset rule, both set by you. Used with a cap it's a legitimate method; used without one it's how people go broke, which is why the cap isn't optional.
Can I run more than one bank?
As many as you like. Each bank has its own starting figure, staking method, settings, safety rails and results. Switch between them with one tap at the top of the screen.
What if I make a mistake logging a bet?
Edit it, reopen it, undo the last settle, or delete it. The bank recalculates instantly.
Is it a one-off payment?
Yes. £19 once. Updates are free forever. There is nothing to renew and nothing to cancel.
What happens right after I pay?
ClickBank takes you straight to the access page where you download The Bankroll Engine and get the link to open it on your phone. You'll also get an email with everything in it. You can be logging your first bet within two minutes.
And if I don't like it?
Thirty days, full refund, one email. I'd rather you tried it and decided for yourself.
If anything isn't clear, or you want a feature added, email support@bankrollengine.com. It comes straight to my phone and I answer personally, usually the same day. A lot of what's in this app is there because a punter asked for it, so ask.
Stephen
Last word
Here's the thing about £19.
It's less than most punters lose on a quiet Tuesday. It's less than the round you bought after the acca went down. It is, by any honest measure, nothing - and for nothing you get the staking discipline it took me twenty years and a blown £5,000 bank to learn, a racing tool that puts you on the right side of the money in the last ten minutes before the off, and a tracker that tells you the truth about your betting for as long as you want to hear it.
Worst case, you use it for a month, decide it's not for you, and get your £19 back. Best case, it's the last betting tool you ever need to buy.
Get The Bankroll Engine - £19One payment. Lifetime access. 30-day guarantee.
P.S. The price reader alone is worth the money on the first Saturday you use it. One drifter laid at the right moment, one steamer backed at the right price, and it has paid for itself several times over. Everything else in the app is the bonus - and the replay table alone will tell you something about your betting that you didn't know.
P.P.S. £19 is the launch price and it is going up. If you're reading this and it still says £19, you're in time.